Medicaid Insurance

What is Medicaid Insurance?

Medicaid provides health coverage to millions of Americans, including:

  • Low-income adults

  • Children

  • Pregnant women

  • Elderly adults

  • People with disabilities


This program is funded jointly by both the state and federal government.

Medicaid finances nearly a fifth of all personal health care spending in the U.S., providing significant financing for hospitals, community health centers, physicians, nursing homes, and jobs in the health care sector. Medicaid covers a broad range of services to address the diverse needs of the populations it serves. In addition to covering the services required by federal Medicaid law, many states elect to cover optional services such as prescription drugs, physical therapy, eyeglasses, and dental care.

Medicaid also covers long-term care including both nursing home care and many home and community-based long-term services and supports. More than half of all Medicaid spending for long-term care is now for services provided in the home or community that enable seniors and people with disabilities to live independently rather than in institutions.

How do I apply?

  • Section 1331 of the Affordable Care Act allows the option of creating a Basic Health Program (BHP), a health benefits program for low-income residents and improve continuity of care for people whose income fluctuates above and below Medicaid and Children’s Health Insurance Program (CHIP) levels.

  • You can apply for Medicaid through the Health Insurance Marketplace on or call 1-800-318-2596.